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  Paybis serves as a innovative crypto‑payment solution, established in 2014 and
  headquartered in Warsaw, Poland, now operating in over 180
  countries with support for more than 80–90 cryptocurrencies and handling billions in transaction volume :contentReference[oaicite:1]index=1.
  The platform provides a white‑label wallet as a service and on‑ramp/off‑ramp API integration options for businesses, enabling users to buy, sell,
  swap and accept crypto payments effortlessly across traditional
  and blockchain rails :contentReference[oaicite:2]index=2.
  It facilitates over 50 payment methods including
  credit/debit cards, e‑wallets, Apple Pay,
  Google Pay, local rails like PIX, Giropay, SPEI, bank transfers, etc.,
  across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
  
  With a low minimum entry fee—starting at around $2–5
  depending on volume—and clear fee disclosure (typically 2 USD
  minimum commission and card or e‑wallet fees up to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing
  :contentReference[oaicite:4]index=4. Its MPC‑based
  hybrid wallet architecture, which splits private keys across multiple parties, ensures on‑chain transparency, user control, and strong security without needing traditional “proof of reserves”
  disclosures :contentReference[oaicite:5]index=5.
  The company is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered in Poland,
  and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering
  optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  Businesses can integrate Paybis in hours through SDKs and APIs, access
  dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine languages :contentReference[oaicite:7]index=7.
  Use cases range from wallets, fintechs, marketplaces, gaming platforms, DeFi
  services, and global platforms in need of
  stablecoin payouts, IBAN‑based settlement, or mass crypto
  payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
  Although some user‑reported issues have arisen—such as account suspensions without explanation, slow
  refund processing in rare scenarios, or payment
  verification difficulties—overall feedback through Trustpilot and other independent reviews
  is largely positive with nearly 5‑star ratings thanks to its customer‑friendly design and straightforward crypto
  onboarding flow :contentReference[oaicite:9]index=9. Altogether, Paybis delivers a robust, secure, and flexible crypto payment and wallet solution ideal for businesses wanting to bridge
  fiat and crypto with minimal hassle and strong compliance
  frameworks.
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